Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals.
First and foremost, you must have a mortgage consultant in your corner that is willing to take the time to know what your long-term goals are. Communication is the key factor here and the mortgage consultants at Alera Financial take that very seriously from our personal service to our automated loan status and other communications.
When discussing your mortgage needs with an Alera mortgage consultant, lay your goals out on the table because it will have a tremendous impact on choosing a loan program that meets your specific needs. One of the most important factors to consider is your credit score, what kind of documentation you can provide, how long you wish to borrow the money for. Your mortgage consultant should be able to narrow down a selection of programs based on the information that you have provided, and clearly define your viable options.
Home ownership imparts a rewarding vehicle for building wealth and a strong financial future. Your Alera mortgage consultant will be there not only when your loan closes, but will also provide you with ongoing service to assist you in managing that debt over time.