The Alera Difference
Alera Financial is a Correspondent Lender, which means we are in total control of the loan process from start to finish. We use our own money to make your loan. We alone make the final decision, and this means fast turn times, flexible underwriting and customer service driven experiences.
Mortgage brokers, on the other hand, do not underwrite or fund your mortgage. Instead the lending decision is made by investors who are often located elsewhere. So, who you are, what you need, and how it could affect you tomorrow are questions that are not going to weigh heavily in their decision making process. They approve a mortgage for you, but whether this mortgage is right for you is something you may never know.
With Alera Financial you and your Mortgage Consultant will decide the ideal financing package based upon the unique circumstances of your family’s needs. We offer the entire range of Conventional, FHA, VA, Non-conforming and Sub-prime lending options.
So, whether you are a first time buyer, a move up or move down buyer, or seeking to refinance your home Alera Financial is the right place to start.